Licensed by the SEC · Philippines

Cash when you need it, in minutes.

Peso Cash Loan is a fully licensed mobile lending app. Apply from your phone, get a decision fast, and receive funds straight to your bank or e-wallet in as little as 3 minutes — no paperwork, no branch visits.

Borrow up to ₱180,000 Rates from 0.05% / day Funded in 3 minutes

Get it onGoogle Play Coming soon onApp Store SOON

Available now on Google Play — App Store coming soon.

Loan approved

₱50,000

Funded in

3 min

₱180,000Maximum credit limit

120 daysMaximum repayment term

0.05%/dayLowest daily rate

3 minDisbursement to your wallet

SSL Secured

SEC Licensed

Data Privacy Act

Security & compliance

Your trust is the foundation

Operated by MAKATI LOAN, INC. — a duly registered and licensed lending company in the Philippines.

Fully licensed & regulated

Registered with the SEC (Reg. No. CS201917209) and operating under a valid Certificate of Authority.

Bank-grade encryption

Your personal and financial data is protected with 256-bit SSL encryption, end to end.

Data privacy first

We comply strictly with the Data Privacy Act of the Philippines. We never sell your information.

Responsible lending

We assess affordability so you only borrow what you can comfortably repay — protecting your credit.

Why Peso Cash Loan

Built for real life, not paperwork

Everything you need to borrow responsibly — fast approvals, clear terms, and total control from your phone.

100% mobile-first

Apply, sign, and track your loan entirely in-app. No branch visits, no faxing documents, no queues.

Decisions in minutes

Our smart underwriting reviews your application instantly so you're never left waiting for an answer.

No hidden charges

Every fee, rate, and repayment date is shown upfront before you accept. What you see is what you pay.

Money where you want it

Get disbursed straight to your bank account, GCash, or Maya — whichever works best for you.

98%

of approved loans funded same-day, direct to your chosen wallet.

Flexible & transparent

Choose your amount and term, then repay early any time with no penalties to save on interest.

How it works

From application to cash in 4 steps

Most borrowers complete the whole process in under ten minutes.

Download & register

Install the app and create your account with a valid mobile number and one government ID.

Pick your loan

Choose how much you need and your repayment term. See the exact cost before you apply.

Get approved

Submit your application and receive an instant decision — usually within a few minutes.

Receive your cash

Funds are sent directly to your bank or e-wallet. Repay easily from inside the app.

Loan calculator

See your repayment before you apply

Slide to your amount and term for an instant estimate. No surprises, ever.

Loan amount ₱50,000

₱1,000₱180,000

Repayment term Choose below

Peso Cash Loan

Licensed by the SEC · MAKATI LOAN, INC.

No hidden fees — every cost shown upfront
Repay early anytime and pay less interest
Funds disbursed in as little as 3 minutes

Total repayable

₱52,250

Principal₱50,000

Interest (0.05%/day)₱2,250

Term90 days

Total repayable₱52,250

Apply in the app

Representative example using the lowest daily rate (0.05%/day, representative APR ≈ 18.0%). Your actual rate is based on your assessment and confirmed in-app before you accept. Borrow responsibly.

Loved by borrowers

Trusted by Filipinos nationwide

Real stories from people who got the help they needed, fast.

"Applied during my lunch break and the money was in my GCash before I got home. The whole thing was just so simple and clear."

Maria R.

Quezon City

"What I appreciated most was seeing every fee upfront. No surprises on payment day. Repaying early saved me money too."

Jomar D.

Cebu City

"A real licensed lender, not a sketchy app. I checked their SEC registration before applying and felt completely safe."

Angela L.

Davao City

FAQ

Questions, answered

Everything you need to know before you borrow. Still unsure? Reach our support team any time.

You must be a Filipino citizen aged 21–60, with a valid government-issued ID, an active mobile number, and a bank account or e-wallet (GCash / Maya) for disbursement.

You can apply for amounts up to ₱180,000 with repayment terms of up to 120 days. Your approved credit limit depends on your individual assessment, and it can grow as you build a good repayment history.

Most applications get an instant decision. Once approved and you accept the terms, funds are typically disbursed to your bank account or e-wallet in as little as 3 minutes.

All interest (rates start from just 0.05% per day), along with any fees and your full repayment schedule, are shown clearly inside the app before you accept any loan. There are no hidden charges, and you can repay early with no penalty.

Yes. Peso Cash Loan is operated by MAKATI LOAN, INC., a lending company registered with the Securities and Exchange Commission (SEC Reg. No. CS201917209) and holding a valid Certificate of Authority.

Absolutely. We protect your information with 256-bit SSL encryption and handle it strictly in accordance with the Data Privacy Act of the Philippines. We never sell your data to third parties.

Download the app

Get Peso Cash Loan today

The app is live on Google Play. Download now to apply in minutes — App Store version is coming soon.